InstantFunds is a digital lending platform owned and operated by B P Securities (India) Private Limited, NBFC Registered with Reserve Bank of India.
Any Indian individual above the age of 21 years, who is salaried or has a monthly source of income may apply for a Personal Loan through the InstantFunds Platform.
It usually takes anywhere from 5 – 7 days to avail a Personal Loan from a bank, also process will be offline and you have to visit bank branch. However, the InstantFunds Personal Loan process is completely online, and it takes less than 15 minutes for the entire process.
● Aadhar Card (Address Proof) ● PAN Card
No, we do not require any security or guarantor to approve your loan. Once we verify your basic information & complete your digital KYC, the system will approve your loan based on profile eligibility. Along with it some references has to be provided for verification.
No, you do not need to submit any documents again while re-applying for every new loan. Being said that, as per applicable laws, we will periodically conduct re-KYC for your account and you will be intimated about the same in advance.
We have made sure that the loan request process on our app is smooth and bug-free. But, if your app has technical issue at any point in time, you will be able to restart from the same step.
The eligibility criteria to apply for an InstantFunds Personal Loans is transparent. Our basic eligibility criteria are A salaried or self-employed individual Monthly in-hand income of ₹15,000 or more Income should be received in a bank Min Credit score of 550 Should be aged between 21 years and 50 years
We do our best to ensure that you get a loan approved as per the parameters. The loan approval/rejection is solely at the discretion of InstantFunds. Thus, if your profile doesn’t meet the credit eligibility criteria as per our parameters, then your application may get rejected.
We have different options for Repayment. We have a dedicated payment gateway which ensures seemless and secure transactions.
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