B P Securities (India) Private Limited is the owner and operator of InstantFunds App and website (https://instantfunds.in) and is committed to protecting your privacy and the privacy of data you entrust to us. This Privacy Policy outlines how we collect, use, share, and protect your personal information when you interact with our website and mobile application. This Privacy Policy is an addendum to the 'Privacy' head in our Terms & Conditions and applies to all our users and shall be read in conjunction with our Terms & Conditions.
We collect various types of personal information to provide and improve our services. By using our services, you consent to the collection, use, and sharing of this information for the following purposes:
Our website and app use cookies to enhance your user experience. Cookies are small files stored on your device that help us collect information about your interactions with our site. You can choose to disable cookies through your browser settings, though this may affect your ability to use certain features.
We automatically collect Log Data when you use our services. This includes your device’s IP address, browser type, time and date of your visit, and the pages you viewed. Log Data helps us improve our services and troubleshoot issues.
We may use your personal information for the following:
We may engage trusted third-party service providers to assist in delivering our services. These third parties may have access to your personal information solely for performing tasks on our behalf and are obligated to protect your information.
With your consent, we may access your device’s media to:
We value your trust in providing your personal information. Therefore, we implement industry-standard security measures to protect it. However, no transmission over the internet or method of electronic storage is 100% secure, and we cannot guarantee absolute security.
We will not share your personal information with third parties, except as required to:
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal data from children. If we discover that a child has provided us with personal information, we will promptly delete it.
Our website and app may contain links to third-party sites. We are not responsible for the privacy practices or the content of such external websites. We encourage you to review the privacy policies of any third-party services you visit.
We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, or resolve disputes.
We may update our Privacy Policy periodically. Any changes will be posted on this page and will take effect immediately. We encourage you to review this policy regularly to stay informed about how we are protecting your data.
The InstantFunds mobile app may request access to:
Our app collects your user account data such as email address, contacts, and names to auto-fill your application and to register & log you into the app. Our app also collects mobile numbers for verification and to check the active SIM status on the device, to uniquely identify you, and to avoid fraud and misuse of the device.
With this permission, you will be able to upload the images of your employment ID, PAN card, KYC forms for completing the loan application for fast approval and disbursal.
We collect and store approximate information about the location of your device in the background to verify your address and to check our serviceability in your area. This helps us to perform your credit assessment and expedite your KYC process.
Our app collects, transmits and stores transactional SMS data from your phone to verify and analyse your financial position, to determine your cash flow, credits, income, and spending pattern.
Our app collects, transmits, and store Call Logs from your phone to verify One-Time Passwords (OTP).
Our app collects and monitors specific information about your device including your hardware model, OS version, IP address, and unique device identifiers such as IMEI, and SIM information to uniquely identify the device and ensure no unauthorized device acts on your behalf to prevent fraud.
We collect each installed app's metadata information such as app name, package name, installed time, and update time on your device to improve your credit assessment and to create personalized offers.
With this permission, you can upload the documents to complete the KYC process for fast approval and disbursal of the loan.
We need your camera access to allow you to capture selfie for your identity verification and collection of scanned documents during the KYC process.
You have the right to:
To exercise your rights, please contact us via the information provided below.
If you have any questions, concerns, or feedback about our Privacy Policy, you can reach us at info@instantfunds.in