EMI Loan – Quick Approval, Simple Process

Instant Funds brings you easy and affordable EMI Loans designed to support your short-term financial needs with a smooth and transparent process. Get access to funds quickly and repay comfortably through monthly EMIs.

Who Can Apply for EMI Loan?
  • Salaried professionals
  • Credit Score 700+
  • Monthly Income ₹20,000+
How EMI Loan Works

With Instant Funds EMI Loans, the approved loan amount is disbursed digitally, and the repayment is divided into easy monthly instalments over the selected tenure. Each EMI includes principal and applicable charges, making repayment simple and predictable.

Apply EMI Loan Online

Download the Instant Funds App, check eligibility, apply online, and manage your EMI loan anytime, anywhere.

Why Choose Instant Funds EMI Loan?

Quick Approval

Quick approval & fast processing

100% Digital

100% digital application

Safe & Secure

Safe & secure loan process

Fixed EMI

Fixed EMI repayment

Salaried

Designed for salaried individuals

No Paperwork

No complex paperwork

Get an EMI Loan in 6 Simple Steps

Complete the process online and get instant funds

01

Download the Instant Funds App and sign in with your mobile number

02

Complete Aadhaar verification via OTP

03

Enter your employment and income details

04

Add PAN and bank account information

05

Finish selfie verification for identity confirmation

06

Get instant approval and receive funds directly in your bank account

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vectorDownload Our Apps

Get Our Apps for Easy Financial Management

Take advantage of our convenient mobile apps to access our services anytime, anywhere. Download our apps today and experience the ease of managing your finances

  • Quick Loan Application
  • Secure and Private
  • User-Friendly Interface
  • Stay Connected

vectorFrequently Asked Questions

EMI Loan Frequently Asked Questions

We've compiled a list of frequently asked questions to provide you with quick and helpful answers. If you have a question that is not addressed below

A personal loan you can repay in easy monthly instalments. Quick approval for salaried professionals.

Borrow ₹15,000 – ₹50,000 based on your eligibility and repayment capacity.

Salaried professionals with a credit score of 700+ and a monthly income of ₹20,000+.

Interest rates are competitive and transparent, varying based on loan amount, tenure, and eligibility.

Download the Instant Funds app → Verify Aadhaar → Enter employment & income → Add PAN & bank details → Complete selfie verification → Get instant approval.