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InstantFunds is a digital lending platform owned and operated by B P Securities (India) Private Limited, NBFC Registered with Reserve Bank of India.

Any Indian individual above the age of 21 years, who is salaried or has a monthly source of income may apply for a Personal Loan through the InstantFunds Platform.

It usually takes anywhere from 5 – 7 days to avail a Personal Loan from a bank, also process will be offline and you have to visit bank branch. However, the InstantFunds Personal Loan process is completely online, and it takes less than 15 minutes for the entire process.

● Aadhar Card (Address Proof) ● PAN Card

No, we do not require any security or guarantor to approve your loan. Once we verify your basic information & complete your digital KYC, the system will approve your loan based on profile eligibility. Along with it some references has to be provided for verification.

No, you do not need to submit any documents again while re-applying for every new loan. Being said that, as per applicable laws, we will periodically conduct re-KYC for your account and you will be intimated about the same in advance.

We have made sure that the loan request process on our app is smooth and bug-free. But, if your app has technical issue at any point in time, you will be able to restart from the same step.

The eligibility criteria to apply for an InstantFunds Personal Loans is transparent. Our basic eligibility criteria are A salaried or self-employed individual Monthly in-hand income of ₹15,000 or more Income should be received in a bank Min Credit score of 550 Should be aged between 21 years and 50 years

We do our best to ensure that you get a loan approved as per the parameters. The loan approval/rejection is solely at the discretion of InstantFunds. Thus, if your profile doesn’t meet the credit eligibility criteria as per our parameters, then your application may get rejected.

We have different options for Repayment. We have a dedicated payment gateway which ensures seemless and secure transactions.

"Instant Funds simplifies getting personal loans with its fast, user-friendly application process and quick funding."

Harshit Yadav

User

I didn’t expect the process to be so fast. Within a few minutes, I had the money in my account.

Ganesh Kushva

User

"Need quick cash? Instant Funds offers rapid approvals and immediate fund disbursement, ideal for urgent financial needs."

Kajal Yadav

User

"With Instant Funds, apply and receive personal loans swiftly—perfect for last-minute financial crunches."

Riya Verma

User

Really happy with the services, just need to make sure that once the payment is done don't keep on sending emails, calls and text .rest all looks fine. Hopefully to get increase in credit limit..

Injamul Siddiqui

User

"Instant Funds delivers on its promise: quick loan approvals and instant access to funds, streamlining your financial emergencies."

Akhash Saha

User

"Experience hassle-free loan applications and instant funding with Instant Funds, a reliable solution for urgent financial support."

Suman Bauri

User

The app's instant approval and fast disbursal of funds are a big plus. The interest rates are competitive, and the repayment process is smooth. I highly recommend this app to anyone looking for a reliable loan solution..

Suraj Saha

User

The user interface is incredibly user-friendly. Making it easy even for someone not tech-savvy to apply 27 for a loan. Customer service was responsive and helpful, answering all my queries promptly. Highly recommended.

Shivani Bhattacharya

User

I've tried several loan apps, but InstantFunds stands out for its simplicity, speed, and customer-centric approach. The app's eligibility check, loan processing, and disbursal are incredibly fast, making it perfect for unexpected expenses. The interest rates are reasonable, and the repayment schedule is manageable. I highly recommend this app.

Kaushal Saha

User

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