Piyush Gupta 18 Jan, 2025
Fast cash loans up to ₹100,000
How to Apply for a Fast Cash Loan Up to ₹100,000
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Choose a Reliable Loan App or Platform
Select a trusted app or website known for quick disbursals, such as:
- MoneyView
- KreditBee
- Navi
- Dhani
- PaySense
- CASHe
- Fibe (formerly EarlySalary)
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Check Eligibility
Most lenders have the following requirements:
- Age: 21–60 years.
- Income: Minimum monthly income of ₹10,000–₹25,000.
- Employment Type: Salaried or self-employed.
- Credit Score: While some accept low scores, a score of 650+ increases approval chances.
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Prepare the Required Documents
- Identity Proof: Aadhaar, PAN, or Voter ID.
- Address Proof: Aadhaar, utility bill, or rent agreement.
- Income Proof: Recent salary slips, bank statements, or ITR for self-employed individuals.
- Bank Details: Active bank account for disbursal.
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Apply Online
- Visit the platform’s website or download their app.
- Register and fill out the application with personal and financial details.
- Choose your desired loan amount (₹10,000 to ₹100,000) and tenure.
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Complete e-KYC
Upload scanned copies of required documents or use Aadhaar-based e-KYC for faster approval.
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Approval and Disbursal
- Approval is often instant or within hours.
- Loan amount is credited directly to your bank account.
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Repay Through Easy EMI Options
- Payments can be made via auto-debit, UPI, or NEFT/RTGS transfers.
Popular Apps for Fast Cash Loans Up to ₹100,000
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MoneyView
- Loan Amount: ₹10,000 to ₹500,000
- Disbursal Time: Within 24 hours
- Interest Rate: Starting at 1.33% per month
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KreditBee
- Loan Amount: ₹1,000 to ₹300,000
- Disbursal Time: Within minutes
- Interest Rate: 15–29.95% annually
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PaySense
- Loan Amount: ₹5,000 to ₹500,000
- Disbursal Time: 2–3 hours
- Interest Rate: Starting at 1.4% per month
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Navi
- Loan Amount: ₹10,000 to ₹2,000,000
- Disbursal Time: Instant
- Interest Rate: Starting at 9.99% annually
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Dhani
- Loan Amount: ₹1,000 to ₹500,000
- Disbursal Time: Instant approval and transfer
- Interest Rate: Starting at 12% annually
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CASHe
- Loan Amount: ₹7,000 to ₹400,000
- Disbursal Time: Same-day disbursal
- Interest Rate: Starting at 1.5% per month
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Fibe (EarlySalary)
- Loan Amount: ₹5,000 to ₹500,000
- Disbursal Time: Instant approval
- Interest Rate: Starting at 2% per month
Key Features to Look For
- Quick Disbursal Time: Most apps process loans within a few hours.
- Low Documentation: Minimal paperwork ensures faster approvals.
- Flexible Repayment Tenures: Choose between 3 months and 2 years.
- Transparent Charges: Verify processing fees and penalties to avoid surprises.
Would you like assistance with selecting a specific app or calculating EMI for a ₹100,000 loan?
